Anvrgfrmulr (Vrhuurd) Onrrnd Gd Assurnussnprsn: Nuw vrzkrng Wjzgng vrzkrng - Plsnummr: 1. Anvrgr Nm n vrlrs: Gslch: M V E-mldrs: Mbl (vrplch.b.v. nspc): KVK Nummr: Rchsvrm: (Sur) nm: Hndlsnmn: Nmn vnnn (ndn VOF): Mdblnghbbndn: Rscdrs Adrs: Husnummr: Tvgng: Pscd: Pls: Crrspndndrs Adrs: Husnummr: Tvgng: Pscd: Pls: Ingngsdum Dr h ndrknn vn d nvrgfrmulr bn u n ghudn d vrzkrng f slun mr bvsgd u d d nfrm p d nvrgfrmulr n msldnd, ncmpl f ncrrc s. Als d vrzkrng wrd gccprd dr u n vrzkrrs, zl d nvrgfrmulr gldn ls d bss vn d vrzkrngsvrnkms. 1
2. H rscdrs ) Kun u bvsgn d d gbuw(n), grg(s) n bjgbuw(n) n lngr dn 21 dgn nbhrd zjn? J, nr vrg b) N, lchng b) Kun u bvsgn d gbuw(n), grg(s) n bjgbuw(n): ) Gbuwd zjn vn (bk)sn, ml f bn? ) Vrzn zjn vn n hrd dkbdkkng zls dkpnnn, bn f msk? J, nr vrg c) N, lchng c) Kun u bvsgn d n d gbuw(n), grg(s) n bjgbuw(n) zch géén klrums, vrsrums.d. bvndn? J, nr vrg d) N, vul ndrsnd vrgn n Wlk (sl)mrln zjn hrvr gbruk? Wlk prcng vn h l vlrpprvlk wrd gbruk vr kl- vrsrumn? % d) Wrd r gkk n d gbuw(n), grg(s) f bjgbuw(n)? N, nr vrg ) J: Zjn n ll rumn wr wrd gkk gdgkurd brndblussrs gpls? J N ) D dkcnsruc bs u: Dkpnnn Bn Msk (p hun cnsruc) Andrs, nmljk: f) Kun u bvsgn d d dkcnsruc vr mndr dn 25% u pl dkn bs? J, nr vrg g) N: H prcng pl dkn s: 26% - 50% 51% - 100% g) W s d buwrd vn d vrdpngsvlrn? hu bn hu n bn n.v.. h) W s h buwjr vn h gbuw? Vr 1849 1850-1899 1900-1979 1980 n lr ) Is r sprk vn lln prculr bwnng? N, g nr dl 4) J, g nr dl 5) 2
3. D bsmmng (ndn r lln sprk s vn prculr bwnng, g nr dl 4) ) Bvndn zch één f mrdr prculr wnngn n h gbuw wrn h bdrjf s gvsgd? N, nr vrg b) J: W vr sr wnngn zjn r n h gbuw gvsgd? Dr w wrdn dz wnngn vrnmljk bwnd? (Bjvrbld gznnn, sudnn f slzkrs): b) Zjn r mrdr huurdrs n h gbuw? (bhlv prculr bwnng)? N, nr vrg c) J: Bschrjf d bdrjfscvn vn ll huurdrs c) Ks uw scr: MKB Fbrknn & Prducnn Grhndl & Dsrbuurs Hrc Knrn & Prkjkrumn Ovrg d) Omschrjf d bsmmng vn h gbuw: ) Hf u nvncvn? N, g dr dl 5) J, bschrjf uw nvncvn: 4. D wnng(n) (ndn h rsc n cmmrcël bsmmng hf, g rug nr dl 3) Indn u mrdr wnngn wl vrzkrn, nm u dn cnc m ns p. ) Sr wnng: Vrjsnd hus Tw ndr één kp Rjjshus Hkwnng Vrjsnd bunglw Tw ndr één kp bunglw Flgbuw Apprmn Indvdul fl bnnn n flgbuw Vll / Ksl, gf hrndr n lchng p d buwrd b) Dr w wrdn dz wnngn vrnmljk bwnd? (Bjvrbld gznnn, sudnn f slzkrs) Aslzkrscnrum Vknhus Bwnd dr gnr VVE nkl pprmn Gpnsnrdn VVE mrdr huurdrs Lgsnd Wrkzm / Zlfsndg Ondrnmr Sudnn / Kmrvrhuur Twd hus Cmbn vn bvnsnd 3
5. Bvlgngn ) Kun u bvsgn d h gbuw vld n nz mnmum bvlgngsn? (D mnmum bvlgngssn vnd u n d bjlg bj d nvrgfrmulr) J N b) Is d ghl vrgvl vrzn vn nrn f xrn mln rllukn? J N c) Zjn ll bundurn vrzn vn mln rllukn? N, nr vrg d) J, nmljk Rlluk Rlhk Schrhk Andrs, nmljk: d) Zjn ll dkrmn, hmllchn, lchkpls.d. wlk brkbr zjn vnf d grnd, brndrp, dkn f rgnpjpn.d. bvlgd m mln rsrs, rls f lukn? J N ) Is h vlldg gbuw bvlgd m n wrkzm nbrk lrm? N, nr vrg f) J: W vr sr lrm s r nwzg? kssch zndr drmldng m drmldng nr n mbl lfn m drmldng nr n BORG prculr lrmcnrl ndrs, nmljk: f) Als r nvullnd bvlgngn r zjn slcr dz dn hr ndr: 24 uurs bwkngssurvllnc vn uw bdrjvnrrn f (pn) wnklcnrum m Exrn bvlgngscmr sysm Inrn bvlgngscmr sysm Ms gnrr r g) Zjn d gbuwn vrzn vn n wrkzm, umsch brndmldsysm? n N, nr dl 6 f J: Is h brndmldsysm vrzn vn n umsch drmldng nr n prculr lrm cnrl f brndwr? J r N m v r v n 4
6. Gwns dkkngn Sc Eén: Gbuwn Hrbuwwrd Vrzkrd sm Is d vrzkrd sm nclusf BTW? J N Is d vrzkrd sm nclusf fundrngn? J N Huurdrvng ubrdn vn sndrddkkng 20% 30% vn d bvnsnd vrzkrd sm J N Glsschd Ksprjs Bun (lch)rclm n znwrng 1.000 Wns u dkkng vr ll vn bun kmnd nhln? J N Sc Tw: Invnrs n gdrn Invnrs bhrnd d pslgnr. Wns u dkkng vr ll vn bun kmnd nhln J N Sc Dr: Ansprkljkhd pslgnr Inlpprd: sndrddkng 12 mndn. Ubrdn nr 18 mndn 24 mndn 36 mndn Sndrd vrzkrd sm pr gburns / pr jr: 1.250.000 / 2.500.000 Vrhgn nr 2.500.000 / 5.000.000 pr gburns / pr jr J N 7. Blng Blng pr: Mnd (umsch ncss vrplch) Kwrl Hlfjr Jr Mchg u APC Hllnd umsch ncss vn prm? J N (u nvng lk rmjn n blngsvrzk) Rknngnummr: Tn nm vn: Adrs: Fcuur pr ml: J, -mldrs: N Hndknng: 5
8. Mddlngsplch: 1. Als nvrgr/kndd-vrzkrngnmr bn u vrplch d gsld vrgn z vlldg mgljk bnwrdn. D gld k vr fn n msndghdn d brkkng hbbn p n bj h slun vn dz vrzkrng bknd drd, wns blngn wrdn mvrzkrd. Bj d bnwrdng s bvndn n lln d gn wnschp vn d nvrgr bplnd, mr k d vn d ndr blnghbbndn bj dz vrzkrng. Vrgn wrvn u h nwrd l bj d vrzkrr bknd vrndrsl, m u ch z vlldg mgljk bnwrdn. Indn u n vlldg n uw mddlngsplch hf vldn, kn zulks r ldn d h rch p ukrng wrd bprk f zlfs vrvl, Indn u m pz msldn vn d vrzkrr hf ghndld f dz bj knns mrn d wr snd vn zkn d vrzkrng nmmr zu hbbn gsln, hf hj vns h rch d vrzkrng p zggn. 2. Indn dz vrzkrng wrd ngvrgd md n bhv vn n mschp, n vnnschp ndr frm f n rchsprsn, dn gldn d vrgn d grch zjn p h schdvrldn, pgzgd vrzkrngn, h srfrchljk vrldn n d slvrg, k vr; d ldn vn d mschp; d (cmmndr) vnnn vn d vnnschp ndr frm (VOF); d sur drcur(n)/bsuurdr(s) vn d rchsprsn; d ndlhudr(s) m n blng vn 33,3% f mr n. z dz zlf n rchsprsn s (zjn) hun sur drcur(n)/bsuurdr(s) [n ndlhudr(s) m n blng vn 33,3% f mr. 3. Fn n msndghdn d u bknd wrdn nd u dz nvrg hf ngzndn, mr vrd d vrzkrr u hf brch vr zjn dfnv bslssng h dr u r vrzkrng ngbdn rsc l dn n vrzkrn, m u lsng n d vrzkrr mddln, ndn dz vlln ndr d vrgsllng n u, zmn m d p d ngvrgd vrzkrngsdkkng vn pssng zjnd vrwrdn vn vrzkrng, r hnd s gsld. 4. In fwjkng vn h bpld n rkl 7.17,1.4 (7:928), ld 6, 8W gldn n nzn vn d mddlngsplch vr dz vrzkrng bvndn d vlgnd ugngspunn: n n bnwrd f pn gln vrg wrd gch nknnnd zjn bnwrd; D nvrgr/kndd- vrzkrngnmr s: ) N fll vrklrd f ndr curl gsld b) Hf gn srfzkn gn zch lpn c) "n bknd m n msndghd d rdljkrwjs n nsprk gn d nvrgr, (kndd-)vrzkrngnmr f ndr blnghbbnd bj dz pls zu kunnn ldn" d) "n n d ls ch jr, ls vrdch f r uvrng vn n pglgd (srf)mrgl, n nrkng gws m pl f Jus n vrbnd m: wdrrchljk vrkrgn f vrkrjgn vrdl, zls dfsl, vrdusrng, bdrg, plchng, vlshd n gschrf f pgng(n) dr; wdrrchljk bndlng vn ndrn, zls vrnlng f bschdgng, mshndlng, fprsng n fdrgng f ng msdrjf grch gn d prsnljk vrjhd f gn h lvn f pgng(n) dr; vrrdng vn d W wpns n mun, d pumw, d W cnmsch dlcn" ) n n Brnd-, Ansprkljkhds- f Rchsbjsndsvrzkrng pgzgd, gwgrd f ndr bjzndr vrwrdn gccprd f) n n vrgunnng nzg wlk u ndg hf ghd vr d uvrng vn uw bdrjf f n bdrjf m n zlfd bsmmng ls wr u dz vrzkrng(n) vr nvrg g) n vrvlgd dr d Inspc SZW (d Inspc SZW s n smnvgng vn d rgnss n cvn vn d vrmlg Arbdsnspc, d Inspc Wrk n Inkmn n d Scl Inlchngn- n Opsprngsdns vn h mnsr vn Scl Zkn n Wrkglgnhd (SZW)) f d Ndrlnds Vdsl- n Wrnur (NVWA) (d NVWA s n smnvgng vn d rgnss n cvn vn d vrmlg Algmn Inspcdns (AID), Plnnzknkundg Dns (PD) n Vdsl n Wrn Aur (VWA)) Ik bvsg hrbj d k bvnsnd glzn n bgrpn hb n vrklr mj hrm kkrd Ik kn n kkrd gn m d bvnsnd vrklrng(n) m cd vlgnd rdnn: h g Hf u u f ndr blnghbbnd bj dz pls gdurnd d fglpn 5 jr schd ghd wlk brkkng hf p n vn d ngvrgd vrzkrngn? A N P C H l l J, lchng: n Zjn r msndghdn bknd d kunnn ldn n d (nsprkljkhd) schd? N u J, lchng: Dum: Hndknng: m s c 6
Bjlg 1: Mnmum bvlgngssn Wj vrgn d vlgnd mnml bvlgngssn: Tgngsdurn Buwkundg vrznngn m dr (3) mnun nbrkvrrgng m h hng- n sluwrk, n vrnsmmng m rscklss 1, B (buwkundg) 1 vn d Brgrglng. hp://www.hccv.nl/rglngn/bvlgngsbdrjf/lndljk---brg-bvlgngsbdrjf-2005-vrs-2 Tlchng: H PKVW (Pl Kurmrk Vlg Wnn) wrd gljk gsld m B1. Vlghdssln/prducn zjn hrknnn n d srndudngn (SKG*R f SKG**R). En cmpl vlghdssl SKG**R vr durn bs u: h sl zlf, n sln slukm m bjbhrnd slupl, n s durbslg n n clndr. D mgljkhdn, wrbj k schrnrbvlgrs (dvnkluwn) n dubbl- f glgd gls ndzkljk zjn, zjn ls vlg: En cmpl 3 pun-vlghdssl SKG*R ls hfdsl gbrukn; óf En cmpl vlghdssl SKG**R ls hfdsl gbrukn; óf H, sndrd, hfdsl ln zn n 2 suks bjzsln SKG*R p d dur plsn. Eén p knhg n één p ghg, zwl nbuw ls pbuw; óf H, sndrd, hfdsl ln zn n n cmpl vlghdsbjzsl SKG**R p knhg plsn." Bnnndurn Bnnndurn d gng gvn n dl vn h gbuw wlk n dr u gbruk wrd mn n uw kn vn d dur vrzn wrdn vn: n cmpl vlghdssl SKG*R n sln slukm m bjbhrnd slupl, n s durbslg n n clndr; óf n zlfslund SKG n-pnksl (m push- uch- br) n bjpssnd hng- n sluwrk; óf h, sndrd, hfdsl ln zn n mnml 1 bjzsl SKG*R p d dur plsn. Eén p knhg n één p ghg, zwl nbuw ls pbuw; Rmn, dkrmn, hmllchn n lchkpls All kldr-, bgn grnd- n ndr gnkljk rmn mn zjn vrzn vn; n drpun-slung n h rm SLG*R, nclusf fslubr rmgrp; n 2 suks pbuwsln SKG*R n d sluzjd vn h rm. Indn h rm n dz zjd klnr s dn 50 cm. kn vlsn wrdn m n SKG*R sl; óf Tpssn vn n SKG**R pbuwsl n d sluzjd vn h rm; All gnkljk dkrmn, hmllchn n lchkpls mn zjn vrzn vn mln rsrs, rls f lukn N: 'gnkljk' s n rm, dkrm, hmllch f lchkpl wlk brkbr s vnf d grnd, brndrp, 7