Reaching the next level benefits and challenges of using XML. MultiCash Transfer Payment Factory Omikron Systemhaus GmbH & Co. KG

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1 DACT 2012 Reaching the next level benefits and challenges of using XML MultiCash Transfer Payment Factory Gepresenteerd door: Mike Driessen Gregor Opgen-Rhein Treasury Project Manager Account Manager Top 5 problems Te veel (lokale) Electronic Banking pakketten Verschillende ERP-systemen en interfaces Te veel formaten voor betaalbestanden Veel betaalprocessen nog handmatig Geen gecentraliseerd systeem en gebruikersadministratie

2 EB-Systems Banks ERP Systems EB-Systems Banks ERP Systems

3 Implicaties: Afdeling IT SSC Audit Treasury Implicaties Hoge onderhoudskosten Lastige integratie met nieuw ERPsysteem Veel EB pakketten Problemen met autorisatie en veiligheid Inefficiënte, handmatige betaalprocessen Functiescheiding Onvoldoende controle Vereiste: Een onafhankelijk betaalplatform geschikt voor meerdere banken Voordelen van een dergelijk platform: Kostenreductie voor IT afdeling Gestandaardiseerd processen voor betalingsverkeer Verbeterde veiligheid Uitgebreide controlemogelijkheden Slechts één interface naar nieuw ERP-systeem Verwachte ROI: 2 jaar

4 ERP Systems Service-Centre HQ / Treasury / Branches Banks International Payment Factory MultiCash Transfer Autom. Process Supervision Converting Routing Manuel Workflows Order Entry Cash Management Autorization Connectivity EBICS MCFT SWIFT Host2Host Zahlungen Kontoauszüge Waarom Omikron Multicash Transfer is bankonafhankelijk Bestaande technologie Totaaloplossing: Product Implementatie Service Helpdesk Referenties

5 References MultiCash Transfer Who is Omikron? Creator of the MultiCash -Solutions for MultiCash MultiCash Transfer (Payment Factory) for Corporates MultiCash Finance Portal MultiCash Bank Communication Server for Banks Windows based Web based Mobile Europe s leading provider of e-banking solutions Over 25 years experience Over 200,000 installations of MultiCash / MultiCash Finance Portal by Banks Over 150 Payment Factory customers using MultiCash Transfer by Omikron Known for Continuity and Innovation Strong product focus, e.g. for SEPA Use of standards wherever possible Long-term commitment (product maintenance) Software and Service / SaaS International Partner Network Europe and China

6 One central System but still many formats: Local Formats for payments/dd/statements for 25 countries + bank specific formats for several banks in 3 ERPs ERP Service-Centre HQ / Treasury / Branches Banks Systeme International Payment Factory MultiCash Transfer Autom. Process Supervision Converting Routing Manuel Workflows Order Entry Cash Management Authorization Connectivity EBICS MCFT SWIFT Host2Host Zahlungen Kontoauszüge SEPA - XML: one format for Europe? ISO 20022: UNIFI-Standard SEPA: EPC-Standard EUR-Transactions SEPA - Germany SEPA - Austria SEPA - CH SEPA - FIN SEPA - NL ING ABN RABO

7 CGI - XML: one format for the world? CGI: Common Global Implementation for ISO20022 XML Intention: harmonizing XML Formats - multibank approach worldwide More than 60 participants : Banks, Corporates, SWIFT, Software Provider etc. CGI - XML: one format for the world? ISO 20022: UNIFI-Standard CGI-XML CGI - JPM CGI - RBS CGI - Citibank CGI - Deutsche Bank CGI - Nordea DK SWE NOR GIRO Salary Pens. Interc.

8 Formats: SEPA-XM / CGI-XML / Local formats ERP Service-Center Service-Centre HQ / Treasury / Branches Banks Systeme SEPA-XML International Payment Factory MultiCash Transfer CGI-XML Local formats Autom. Process Supervision Converting Routing Manuel Workflows Order Entry Cash Management Autorization Connectivity EBICS MCFT SWIFT Host2Host Zahlungen Kontoauszüge To do list : Building Block Approach for the MultiCash Transfer PAF : Centralizing Systems in a PAF of a SSC Minimizing EB-packages > One central PAF in the SSC Minimizing Interfaces > ERPs to PAF + PAF to Banks Harmonization of formats Automatization and Standardization of Workflows New Autorisation concept for Bank Account Management

9 Shared Service Centre ERPs ERPs ERPs MultiCash Transfer Electronic Banking Payment Factory BANKS Treasury Department Affiliate-Setup / Workflow-Management / USER-Admin. Seggregation of duties Routing- Engine EBICS MCFT H2H others operative business - shared responsibilities - Country 1 Country 2 Country 3 Country... Affiliate 1 Seggregation of duties Affiliate 2 Affiliate 3 Affiliate... Affiliate/Country - Finance Department: Browser Interface (no local EB-software) MultiCash Dutch offer: MultiCash is ook beschikbaar in het Nederlands Nederlandse betaalmodules voor nationale en internationale betalingen (formaat clieop, etc), SEPA en MT101 Aansluitmogelijkheden met Nederlandse banken Account Manager NL: Gregor Opgen-Rhein ( ) Implementatie partner NL: Mike Driessen ( ) Gehele of gedeeltelijke Nederlandse begeleiding van implementatietraject mogelijk

10 More information? EB-Problems? Please leave your business card, we provide you with additional materials DACT 2012 Reaching the next level benefits and challenges of using XML MultiCash Transfer Payment Factory Gepresenteerd door: Mike Driessen Treasury Project Manager Gregor Opgen-Rhein Account Manager